Money
Borrowing
Analysis
Interest rates
Mortgage arrears set to increase even if rates stay on hold
Mortgage arrears levels have not risen by as much as expected, but they are likely to ratchet up in coming months.
- by John Collett
Latest
Analysis
Home loans
New schemes helping first home buyers despite soaring prices
Determined home buyers can still find their way into the market with careful planning and the help of some new government schemes.
- by Hannah Farrow
Opinion
Ask an expert
I can afford a house, but the mortgage concerns me. Should I rent instead?
It’s certainly reasonable to be cautious about the amount you borrow, but staying out of the housing market could cost you.
- by Paul Benson
Opinion
Commercial real estate
Could working from home cause the next financial crisis?
The lingering pandemic hangover of working from home has started to put serious pressure on commercial real estate values.
- by William Bennett
Opinion
Home loans
Three ways to use your offset account to beat rate rises
By being creative with how you use your offset account you could slash thousands from your mortgage repayment bill.
- by Nicole Pedersen-McKinnon
Opinion
Home loans
Just in time, lenders are freeing borrowers from ‘mortgage prison’
Big banks and other lenders are, thankfully, rethinking their mortgage “stress tests” that left refinancers trapped.
- by Nicole Pedersen-McKinnon
Analysis
Home loans
This simple switch could help you pay off your mortgage quicker
Though most borrowers in Australia opt for monthly home loan repayments, making repayments fortnightly instead could provide greater savings.
- by Caterina Hrysomallis
Opinion
Interest rates
The RBA has taken a breather, but that’s no reason to relax
The chance of further rate hikes is high, so while keeping our heads in the sand about this may feel more comfortable, you need to prepare.
- by Victoria Devine
Opinion
Ask an expert
My super isn’t growing, should I switch funds?
In Australia, we’re blessed with one of the best retirement savings systems in the world. But comparing funds is extremely difficult.
- by Paul Benson
More first home buyers pressuring parents for early inheritance
First home buyers are applying pressure on family members for an early inheritance, prompting warnings from legal experts.
- by Nina Hendy
Opinion
Credit cards
How to put your credit card debt on ice
Are you still managing to clear your credit card in full each month? If you are, you’re one of the lucky ones.
- by Nicole Pedersen-McKinnon